Why Property Refinancing Matters

Property refinancing allows landlords and investors to secure lower rates, release equity, improve cash flow, or restructure borrowing for future growth. Whether your fixed rate is ending or you're using a BRRR/boosted-value strategy, refinancing is often the quickest way to unlock capital and strengthen your long-term position.

Refinancing is ideal when:

✅ Your current mortgage rate is too high
✅ You want to release equity for more purchases
✅ You’ve added value through refurbishments
✅ You want to consolidate borrowing
✅ You’re switching to a Limited Company structure
✅ Your existing lender can’t support your future plans

At The Funding Group, we handle refinancing for everything from single-lets to large portfolios.

Common Property Refinancing Scenarios

We help with:

📉 Securing better rates as fixed terms end
📈 Equity release for new acquisitions or refurb projects
🔁 Refinancing after value-adding renovations
🏢 Moving residential properties into a Limited Company
📦 Portfolio-wide refinancing
💼 Switching lenders for better LTIs and stress tests
🏘️ Refinancing HMOs, MUFBs and specialist assets
🏗️ Bridge-to-let exits

Whether you’re optimising cash flow or gearing up for the next project, we tailor the mortgage solution around your goals.

How We Work

We make refinancing fast and frictionless.

📞 Initial Chat (Same Day)
We review your current mortgage, goals, property value and rental income.

📄 Indicative Terms Within 24 Hours
We source lenders offering the best rates, leverage and refinancing flexibility.

🏠 Valuation & Underwriting
We manage the valuation process and present a clear, complete case to the lender for quick approval.

💷 Completion & Equity Release
We ensure a smooth transition to your new mortgage — with funds released quickly if required.

Why Investors Choose The Funding Group

We provide:

📉 Market-leading refinancing rates
📈 Equity release for scaling portfolios
🔁 Smooth transitions away from restrictive lenders
📦 Portfolio refinancing and restructuring
💼 SPV and Ltd Company refinancing support
💡 End-to-end guidance to maximise long-term results

You get clearer options, faster decisions, and a mortgage strategy aligned with your investment goals.

Ready to Refinance? We’ll Handle It End-to-End

Whether it’s one property or an entire portfolio — we’ll secure your best refinancing outcome.

👉 Get a same-day refinance quote or call 08000 699 500

Refinancing FAQs – Answered

Can I refinance based on a higher valuation after works?
Yes — many lenders accept improved values once refurbishments are complete.

How soon can I refinance after purchase?
Some lenders allow refinancing in under 6 months depending on circumstances.

Can I refinance into a Limited Company?
Yes — many landlords incorporate their portfolios through refinancing.