What Is Asset Finance?

Asset finance helps businesses acquire vehicles, machinery, technology, or equipment without large upfront costs. Payments are spread over time via hire purchase, finance leases, or operating leases, preserving cashflow while allowing immediate asset use.

Asset finance is ideal when:

✅ You’re purchasing vehicles, machinery, or equipment
✅ You want to preserve working capital
✅ You need predictable monthly repayments
✅ You’re replacing or upgrading existing assets
✅ You’re funding through a Limited Company or partnership

At The Funding Group, we provide tailored asset finance solutions to help businesses acquire essential assets efficiently.

Common Use Cases for Asset Finance

We support businesses with finance for:

🚚 Commercial vehicles and fleets
🛠️ Machinery, tools, and construction equipment
💻 IT hardware and technology
🏥 Medical, dental, or specialist equipment
🔁 Refinancing existing assets to release capital

How We Work

📞 Initial Chat (Same Day)
We assess the asset type, supplier, value, and business profile.

📄 Indicative Terms Within 24 Hours
We shortlist lenders based on asset, term, and repayment structure.

📦 Approval & Supplier Payment
We handle documentation and, if required, direct payment to the supplier.

🚚 Fast Delivery & Drawdown
Most standard asset finance completes in 24–72 hours.

Why Businesses Choose The Funding Group

We help you:

🚚 Acquire essential assets without large upfront costs
📊 Spread costs with fixed monthly repayments
🚀 Expand or upgrade equipment efficiently
🔁 Refinance existing assets with ease
💡 Access specialist lenders not available on the high street

Asset Finance FAQs

How quickly can I get asset finance?
Standard vehicles and equipment: 24–72 hours; specialist assets may take longer.

Can I finance used assets?
Yes — most lenders will finance used equipment within age limits.

Do I own the asset during the term?
Depends on the structure: hire purchase usually leads to ownership; leases may not.

Can I refinance existing assets?
Yes — asset refinance lets you release capital tied up in assets.

Are there tax benefits?
Potentially — depending on structure and jurisdiction. Consult an accountant.