Development Funding - Houses

Housing development finance is designed for developers who want to build new homes, extend existing sites, or undertake residential redevelopment projects. Whether it’s a single house, a small estate, or a multi-phase scheme, this finance gives you the capital and flexibility needed to deliver profitable housing developments.

Housing development finance is ideal when:

✅ You’re building new homes or residential estates
✅ You need funds to complete refurbishment or construction works
✅ You want to refinance bridging or short-term finance
✅ You’re planning a phased development with multiple units
✅ You’re funding through a Limited Company or SPV
✅ You need finance aligned with sales timelines or exit strategies

At The Funding Group, we help developers access competitive housing development finance with expert guidance and support at every stage.

Common Use Cases for Housing Development Funding

We support developers with finance for:

🏠 Single or multiple new-build houses
🏘️ Small or medium residential estates
🛠️ Refurbishments and renovations of residential properties
🔁 Bridging exit or refinance on completed housing developments
📦 Part-built or stalled projects needing completion
💼 SPV purchases and portfolio expansions
🏗️ Multi-phase schemes with flexible funding requirements

Every housing development project is unique — we match your scheme to the right lender, finance structure, and term.

How We Work

Housing development finance can be complex — we make it simple.

📞 Initial Chat (Same Day)
We review your site, GDV, build stage, number of units, and experience to find suitable lenders.

📄 Indicative Terms Within 24 Hours
We shortlist lenders based on project size, risk, timeline, and exit plan.

🏗️ Valuation & Underwriting
We coordinate valuations, prepare documentation, and liaise with lenders to keep your project on track.

💷 Fast, Confident Drawdowns
Most housing development finance completes within 2–6 weeks, depending on complexity and lender requirements.

We manage the entire process — from enquiry to drawdown.

Why Developers Choose The Funding Group

We help you:

💼 Access finance for all types of housing developments
📊 Structure funding to maximise profitability and minimise risk
🚀 Scale multiple projects efficiently
🔁 Refinance bridging or short-term loans with ease
💡 Access specialist lenders not available on the high street
🏡 Navigate valuations, exit strategies, and lender criteria with confidence

We support your development strategy with speed, clarity, and certainty.

Need Housing Development Finance?

We’re here to help you secure the right funding for your project — quickly and transparently.

✅ Fast decisions
✅ Expert guidance for housing developments
✅ End-to-end support from enquiry to drawdown

👉 Get a same-day quote or call 08000 699 500

Housing Development Finance FAQs

How much can I borrow?
Lenders typically offer 60–75% of land and construction costs, depending on the scheme and valuation.

Can I get finance for phased developments?
Yes — many lenders provide funding for multi-phase housing schemes.

Do I need previous development experience?
Not always, but experience is beneficial, especially for larger or complex schemes.

What rates are available?
Rates depend on scheme size, type, and exit strategy, usually starting from around 0.55% per month.