Why Use Planning Uplift Bridging?

Planning uplift bridging finance allows investors and developers to secure land or property before planning permission is granted, funding the purchase based on the potential value after planning approval.

It’s perfect when:

🏗️ You’re buying land or property with development potential
📈 You want to maximise return by leveraging planning permission
⚡ You need fast funding to secure the site before competitors
💷 You want flexible short-term finance without tying up all your capital
🧱 You plan to develop, sell, or refinance once planning is approved

At The Funding Group, we help you fund projects with significant uplift potential, providing expert guidance from purchase to planning and exit.

Planning Uplift Bridging Use Cases

We help clients fund:

🌳 Land Acquisitions — secure plots before planning approval
🏡 Development Projects — buy properties with scope for extension or conversion
📈 Value-Add Opportunities — unlock planning potential to increase resale or rental value
⏳ Time-Sensitive Deals — move fast to beat competing buyers
💼 Portfolio Expansion — fund multiple sites with short-term bridging

Every planning uplift deal is unique — we tailor the lender, structure, and exit strategy to the project and potential GDV.

How Planning Uplift Bridging Works

Lenders typically provide:

💷 Up to 70% of purchase price (sometimes higher with strong uplift potential)
📈 Funding based on projected GDV after planning approval
🔧 Option to include costs for pre-planning works or surveys
⏳ Short-term terms of 6–18 months

We structure the finance around your timeline, ensuring you can hold the site until planning is approved, then refinance, sell, or develop.

How We Work

📞 Initial Chat — Same Day
We assess the site, uplift potential, and exit strategy.

📄 Indicative Terms in 24 Hours
We connect you with lenders who specialise in planning uplift opportunities.

🔍 Valuation & Planning Support
We coordinate surveyors and advisors to confirm projected GDV and feasibility.

💷 Fast Completion
Funds are released quickly, allowing you to secure the site before competitors.

Why Investors Choose The Funding Group

We help you:

🔥 Secure land or property with planning potential
📈 Maximise returns from GDV uplift
🧱 Access lenders who understand development and planning timelines
⚡ Complete quickly and confidently
💼 Plan exit strategies for refinance, sale, or development

We don’t just provide finance — we guide you from purchase through planning and exit.

Planning Uplift Bridging FAQs

Can lenders fund before planning permission?
Yes — bridging is designed for pre-planning purchases based on projected GDV.

Do I need experience?
Experience helps but lenders will consider strong deals with credible plans.

Can refurb or survey costs be included?
Yes — many lenders fund preparatory costs as part of the loan.

What rates are available?
Rates start around 0.55%–0.65% per month, depending on lender and risk profile.