Why Use Commercial Investment Mortgages

Commercial investment mortgages are designed for landlords and investors purchasing or refinancing properties used for business or mixed commercial purposes. Whether you’re expanding your portfolio, improving yields, or refinancing onto better terms, commercial mortgages provide long-term, stable finance for income-generating assets.

Commercial mortgages are ideal when:

✅ You’re buying a property let to a business (retail, office, industrial, hospitality, etc.)
✅ You’re refinancing to release equity for future investments
✅ You want to exit a bridge or development facility
✅ Your investment is part-commercial, part-residential
✅ You're purchasing through a Limited Company or SPV
✅ You want to secure long-term income from commercial tenants

At The Funding Group, we help investors secure competitive commercial mortgage products with clear advice and specialist support at every stage.

Common Commercial Mortgage Use Cases

We support investors and companies with finance for:

🏢 Retail units — with or without long commercial leases
🏭 Industrial units, warehouses, and logistic spaces
🧱 Mixed-use properties (e.g., retail + flat above)
🏨 Hospitality venues — restaurants, bars, cafés, takeaways
🏘️ Semi-commercial portfolios with rental uplift potential
🔁 Refinancing after refurbishment or value-add improvements
📈 Portfolio expansion through SPV or limited company structures

Every commercial mortgage is unique — so we match your investment to the right lender, rate, and structure.

How We Work

Commercial lending can be complex — our job is to make it simple.

📞 Initial Chat (Same Day)
We assess the property, lease profile, rental income, and your experience to determine lender fit.

📄 Indicative Terms Within 24 Hours
We shortlist suitable lenders based on lease length, tenant strength, yield, and commercial use class.

🏢 Valuation & Underwriting
We coordinate the valuation, prepare documents, and liaise with the lender to keep the process moving smoothly.

💷 Fast, Confident Completions
Most commercial mortgages complete in 4–8 weeks, depending on property complexity and lease structure.

We streamline the entire process — from enquiry to completion.

Why Investors Choose The Funding Group

We help you:

💼 Secure mortgages for commercial and mixed-use assets
📈 Unlock long-term value through competitive investment finance
🏛️ Navigate complex lease structures and lender criteria
🔁 Exit bridging loans and refinance with ease
🚀 Expand your commercial portfolio with the right strategy
💡 Access specialist lenders not available on the high street

We support your investment strategy with clarity and confidence.

Need a Commercial Mortgage? Get Expert Support

We’re here to help you secure the right commercial mortgage — quickly and with full transparency.

✅ Fast decisions
✅ Expert commercial guidance
✅ Support from start to finish

👉 Get a same-day quote or call 08000 699 500

Commercial Mortgage FAQs – Answered

How much can I borrow?
Lenders typically offer up to 80% LTV, depending on tenant strength and lease length.

Is lending based on the tenant’s business?
Yes — commercial mortgage lenders assess the lease, covenant strength, and business type.

Do I need experience?
Not always, but experience helps — especially for hospitality and specialist sectors.

What rates are available?
Rates depend on property type and tenant profile, usually starting from 3.5%.