Mixed-Use Development Finance

Mixed-use development finance is designed for developers creating schemes that combine residential, commercial, or retail space within a single development. Whether it’s a block of apartments above shops, a commercial-to-residential conversion, or a multi-unit mixed-use project, this finance provides the flexibility and capital to deliver complex, profitable developments.

Mixed-use development finance is ideal when:

✅ You’re developing residential and commercial space together
✅ You’re converting commercial buildings into apartments or mixed-use units
✅ You need funding for refurbishment, fit-out, or construction works
✅ You want to refinance bridging or short-term finance
✅ You’re funding through a Limited Company or SPV
✅ You need finance aligned with sales or rental exit strategies

At The Funding Group, we help developers access specialist finance for mixed-use projects with clear guidance and full support at every stage.

Common Use Cases for Mixed-Use Development Finance

We support developers with finance for:

🏢 Apartment blocks above shops or commercial units
🏘️ Mixed residential and retail developments
🛠️ Conversions of offices or commercial buildings into residential units
📦 Part-built or stalled projects needing completion
🔁 Refinancing bridging or short-term finance on mixed-use schemes
💼 SPV purchases for mixed-use development portfolios
🏗️ Phased developments combining residential and commercial space

Each mixed-use project is unique — we match your scheme to the right lender, product, and funding structure.

How We Work

Mixed-use development finance can be complex, but we make it simple.

📞 Initial Chat (Same Day)
We assess your site, GDV, development mix, project stage, and experience to identify the best lenders.

📄 Indicative Terms Within 24 Hours
We shortlist lenders based on scheme type, risk profile, timeline, and exit plan.

🏢 Valuation & Underwriting
We coordinate valuations, prepare documentation, and liaise with lenders to keep your project on track.

💷 Fast, Confident Drawdowns
Most mixed-use development finance completes within 2–6 weeks, depending on complexity and lender requirements.

We manage the process from initial enquiry through to drawdown.

Why Developers Choose The Funding Group

We help you:

💼 Access finance for residential, commercial, and mixed-use projects
📊 Structure funding to maximise profitability and minimise risk
🚀 Scale complex developments efficiently
🔁 Refinance bridging or short-term loans with ease
💡 Access specialist lenders not available on the high street
🏢 Navigate multi-use valuations, planning, and lender criteria with confidence

We support your mixed-use development strategy with speed, clarity, and certainty.

Need Mixed-Use Development Finance?

We’re here to help you secure the right funding for your project — quickly and transparently.

✅ Fast decisions
✅ Expert guidance for mixed-use developments
✅ End-to-end support from enquiry to drawdown

👉 Get a same-day quote or call 08000 699 500

Mixed-Use Development Finance FAQs

How much can I borrow?
Lenders typically offer 60–75% of land and construction costs, depending on scheme type and valuation.

Can I get finance for commercial-to-residential conversions?
Yes — many lenders specialise in funding conversions into mixed-use schemes.

Do I need development experience?
Not always, but experience or a strong team improves approval chances, especially for complex projects.

What rates are available?
Rates depend on scheme type, size, and exit strategy, usually starting from around 0.55% per month.