What Are Business Loans?

Business loans provide companies with fast, flexible funding to support growth, manage cashflow, invest in new opportunities, or refinance existing borrowing. Whether you’re a start-up, SME, or established business, the right loan can help you achieve your goals efficiently.

Business loans are ideal when:

✅ You need working capital for day-to-day operations
✅ You want to invest in growth, stock, staff, or expansion
✅ You’re refinancing existing loans or consolidating debt
✅ You need funds for equipment, vehicles, or premises
✅ You’re funding through a Limited Company, partnership, or sole trader
✅ You want flexible repayment terms with predictable costs

At The Funding Group, we help businesses access competitive loans with expert guidance at every stage.

Common Use Cases for Business Loans

We support companies with funding for:

💼 Working capital to smooth cashflow
📦 Stock and inventory purchases
🚀 Marketing, expansion, and hiring plans
🔁 Refinancing or debt consolidation
🛠️ Equipment purchases and operational improvements
🏗️ Short-term project funding

Every business is unique — we match your requirements to the right lender, loan structure, and term.

How We Work

📞 Initial Chat (Same Day)
We assess your turnover, cashflow, and funding needs to identify suitable lenders.

📄 Indicative Terms Within 24 Hours
We shortlist lenders based on loan size, term, and risk.

🏦 Underwriting & Approval
We prepare documents and liaise with lenders to ensure fast approval.

💷 Fast, Confident Funding
Most business loans are completed in 1–5 days, depending on lender and loan size.

Why Businesses Choose The Funding Group

We help you:

💼 Access loans from mainstream and specialist lenders
📊 Improve cashflow with flexible repayment options
🚀 Secure funding for growth, expansion, or investment
🔁 Refinance or consolidate existing borrowing
💡 Access lenders not available directly

We support your business with clarity, confidence, and speed.

Business Loans FAQs

How quickly can I get funds?
Small loans can fund in 24–72 hours; larger facilities typically 3–10 business days.

How much can I borrow?
Typical ranges: £5k–£5m depending on turnover, security, and lender.

Do I need to provide security?
Not always. Unsecured loans exist for smaller amounts; larger facilities usually require security.

Will a director guarantee be needed?
Often for SMEs and start-ups, but depends on lender, company stage, and loan size.

Can new businesses apply?
Potentially, but we mostly work with SMEs that have been trading for at least 2 years.