Why Use Bridging Exit Mortgages

A bridging exit mortgage is designed for landlords and investors who need long-term financing after completing a refurbishment, conversion, or a short-term bridge. If you’ve increased the property’s value, improved its rental potential, or simply need to settle an expiring bridge, a bridging exit mortgage gives you a smooth, stable transition onto long-term buy-to-let terms.

Bridging exit mortgages are perfect when:

✅ Your refurbishment project is finished and ready to refinance
✅ Your bridging loan is approaching expiry
✅ You want to pull out equity after increasing the property’s value
✅ You’re converting from bridge-to-let (BRRR strategy)
✅ You purchased below market value and want to refinance at the higher valuation
✅ You want predictable long-term repayments at competitive rates

At The Funding Group, we specialise in fast, flexible refinancing — ensuring your exit is smooth, stress-free, and timed perfectly.

Common Bridging Exit Use Cases

We help investors refinance:

🏚️ Refurbishment projects after light or heavy works
📈 Properties with strong rental uplift after renovations
🏘️ HMOs and MUFBs converted from standard residential properties
🔁 Bridge-to-Let (BRRR) exits
💷 Below market value purchases refinanced onto full market valuation
🏠 Properties previously unmortgageable but now fully improved
🧱 Semi-commercial or mixed-use investments

Every bridging exit is different — we tailor the lender and structure around your timeline, valuation, and rental income.

How We Work

Speed and accuracy are critical with bridging exits — here’s how we handle it:

📞 Initial Chat (Same Day)
We check your bridge expiry date, rental figures, valuation expectations, and preferred terms.

📄 Indicative Terms Within 24 Hours
We match your case with lenders experienced in exit finance, BRRR strategies, and refurbished properties.

🏠 Valuation & Underwriting
We organise valuations promptly and package your documents clearly for fast approvals.

💷 Fast Completion
Most bridging exit mortgages complete within 4–6 weeks — or sooner for urgent cases.

We manage everything smoothly to prevent costly extension fees or rushed decisions.

Why Investors Choose The Funding Group

With us, you gain:

⏳ Fast, reliable exits from bridging loans
📈 Access to lenders comfortable with newly refurbished properties
🔁 BRRR-friendly underwriting for maximum uplift
💷 Competitive rates based on the improved valuation
📉 Support avoiding bridge extension fees or default costs
💡 Experienced guidance every step of the way

We don’t just refinance your bridge — we protect your timeline, profit, and exit strategy.

Need a Bridging Exit Mortgage? We’ll Get It Sorted

Secure your exit with confidence.

✅ Fast decisions
✅ Clear guidance
✅ Full end-to-end support

👉 Get a same-day quote or call 08000 699 500

Bridging Exit FAQs – Answered

Can I refinance based on the new value (post-works)?
Yes — many lenders offer “market value” refinancing after works are complete.

Do I need a fully let property to refinance?
Not always. Some lenders accept projected rental income.

Can I refinance early?
Yes — some lenders allow refinancing even before the bridge term ends.

What rates are available?
Rates depend on rental income and valuation but typically start around 3-4%.