Restaurants/ Fast Food Businesses

Flexible funding solutions for restaurants, fast food outlets, and catering businesses across the UK

What Is Restaurants & Fast Food Finance?

Restaurants and fast food finance provides tailored funding options to support the unique needs of dining and catering businesses. Whether you need capital to refurbish your premises, purchase kitchen equipment, manage cash flow, or expand your restaurant chain, the right finance solution can help your business stay competitive and grow.

At The Funding Group, we understand the fast-paced, high-demand nature of the foodservice industry. We work with lenders who specialise in flexible finance solutions designed specifically for restaurants, fast food outlets, and catering businesses.

Types of Finance for Restaurants & Fast Food

Our finance options include:

Equipment Finance

Spread the cost of kitchen appliances, cooking equipment, refrigeration, and POS systems.

Working Capital Loans

Manage day-to-day expenses such as staff wages, rent, supplies, and marketing.

Business Acquisition Finance

Finance to purchase existing restaurants, fast food outlets, or catering businesses.

Refurbishment & Expansion Loans

Fund renovations, new locations, or kitchen upgrades to enhance customer experience.

Invoice Finance

Access cash tied up in outstanding invoices or customer payments.

Refinance & Debt Consolidation

Restructure existing debts to improve repayments and cash flow.

Typical Terms & Key Features

  • Loan amounts: £20,000 to £5 million+

  • Terms: 6 months to 10 years depending on finance type

  • Rates: Competitive fixed and variable interest rates

  • Security: Secured and unsecured options available

  • Turnaround: Quick decisions with funds often released within days

  • Suitable for: Sole traders, partnerships, limited companies, and franchises

Who Can Use Restaurants & Fast Food Finance?

Our finance solutions are available to:

  • Independent restaurants and fast food outlets

  • Catering companies and food trucks

  • Franchise operators and multi-location businesses

  • Start-ups and established dining establishments

  • Delivery and takeaway services

Benefits of Restaurants & Fast Food Finance

  • Purchase or upgrade kitchen equipment to improve efficiency and menu options

  • Refurbish or expand premises to attract more customers

  • Manage cash flow during peak and off-peak seasons

  • Fund acquisitions to grow your restaurant or fast food portfolio

  • Flexible repayment options suited to foodservice business cycles

  • Consolidate existing debts to strengthen financial health

Why Choose The Funding Group?

At The Funding Group, we specialise in funding solutions for restaurants and fast food businesses. Our expert advisers connect you with lenders who understand the foodservice industry’s challenges and opportunities.