Plumbing/ Electrical/ Trades

Flexible funding solutions tailored for tradespeople across the UK

What Is Plumbing, Electrical & Trades Finance?

Trade finance is designed specifically to help plumbing, electrical, HVAC, and other skilled trades businesses manage cash flow, invest in equipment, hire staff, or expand operations. Whether you're a sole trader or operate a larger contracting firm, access to finance can help you take on more projects, upgrade your tools and vehicles, and stabilise income during slower periods.

At The Funding Group, we specialise in funding solutions that support the real-world needs of UK tradespeople—practical, fast, and accessible.

Types of Finance for Trades & Contractors

We offer a wide range of trade-friendly finance solutions:

Working Capital Loans

Bridge gaps between jobs, cover materials and labour costs, or support business overheads.

Equipment & Tool Finance

Spread the cost of tools, vans, diagnostic equipment, generators, and more.

Vehicle Finance & Hire Purchase

Finance for vans, trucks, and other vehicles critical to your operations.

Invoice Finance

Release cash tied up in unpaid invoices from commercial clients or contracts.

Business Growth & Expansion Loans

Hire more tradespeople, increase marketing efforts, or expand into new areas.

Startup Loans for Trades

Get your new plumbing, electrical, or trade business off the ground with tailored startup funding.

Typical Terms & Key Features

  • Loan amounts: £10,000 to £2 million+

  • Terms: 6 months to 7 years

  • Rates: Competitive fixed or variable options

  • Security: Secured and unsecured options available

  • Turnaround: Quick approvals—funds can be released in days

  • Suitable for: Sole traders, partnerships, limited companies, and subcontractors

Who Can Use Trade Finance?

Our funding solutions are ideal for:

  • Plumbing and heating engineers

  • Electricians and electrical contractors

  • Gas engineers and boiler installers

  • General builders and construction trades

  • HVAC and air conditioning specialists

  • Roofing, glazing, and groundwork businesses

  • Renovation and maintenance firms

Benefits of Plumbing, Electrical & Trade Services Finance

  • Maintain steady cash flow between jobs and contracts

  • Invest in tools and equipment without upfront cost

  • Finance vehicles needed for day-to-day operations

  • Take on larger or more frequent jobs with more working capital

  • Stabilise your business during seasonal fluctuations

  • Grow your team and reach without stretching your cash reserves

Why Choose The Funding Group?

At The Funding Group, we understand the fast-paced, project-based nature of trades businesses. That’s why we offer a range of simple, flexible, and accessible funding options with minimal paperwork and fast approvals