Business Insurances

Protect your business from unexpected risks with tailored insurance solutions

What Is Business Insurance?

Business insurance provides financial protection for your company against a wide range of risks — including property damage, legal claims, employee injury, business interruption, and cyber threats. Whether you're a startup, SME, or large enterprise, having the right insurance in place is essential to safeguard your operations, assets, and reputation.

At The Funding Group, we help UK businesses find the right insurance cover to suit their industry, size, and risk profile — from essential policies to specialist packages.

Types of Business Insurance

We work with trusted providers to offer a full range of commercial insurance solutions, including:

Public Liability Insurance

  • Covers claims made by members of the public for injury or property damage

  • Essential for businesses interacting with clients, customers, or the public

Employers' Liability Insurance

  • Legally required if you employ staff in the UK

  • Covers compensation claims made by employees for illness or injury at work

Professional Indemnity Insurance

  • Protects businesses that provide advice, consultancy, or professional services

  • Covers legal fees and compensation for negligence claims

Commercial Property Insurance

  • Protects your business premises, equipment, and stock against damage or theft

Business Interruption Insurance

  • Covers lost income due to events like fire, flood, or supply chain disruption

Cyber Liability Insurance

  • Protects against data breaches, hacking, and cybercrime

  • Increasingly essential for businesses that handle sensitive information

Directors & Officers (D&O) Insurance

  • Covers personal liability of directors or officers for decisions made in their roles

Specialist Industry Insurance

  • Tailored cover for sectors like construction, retail, hospitality, tech, and more

Typical Terms & Key Features

  • Flexible cover levels: From micro businesses to large organisations

  • Customisable policies: Choose only the cover you need

  • Annual or monthly premiums: Affordable payment plans available

  • Add-ons and extras: Legal cover, tools insurance, business travel and more

  • Quick quotes: Access to leading UK insurers and underwriters

  • Claims support: End-to-end assistance with claims and renewals

We'll help you assess risks, compare policies, and secure cover that fits your operations and budget.

Who Needs Business Insurance?

Business insurance is essential for:

  • Startups and sole traders

  • SMEs and growing companies

  • Retailers, tradespeople, and service providers

  • Professional consultants and freelancers

  • Online businesses and e-commerce stores

  • Employers and company directors

  • Businesses with physical premises, equipment, or vehicles

Whether you're client-facing, staff-hiring, or product-supplying — having insurance protects you from financial loss and legal liability.

Benefits of Business Insurance

  • Protect your business assets, staff, and reputation

  • Ensure legal compliance (e.g. employers' liability cover)

  • Minimise financial risk from lawsuits, accidents, or disasters

  • Strengthen trust with clients, partners, and investors

  • Custom cover for your specific industry and exposure

  • Peace of mind to focus on growth and operations

Unexpected events can happen at any time — insurance ensures you’re ready, not reactive.

Need Business Insurance Advice?

At The Funding Group, we simplify business insurance by matching you with the right providers and cover options for your specific needs. Whether you're renewing, switching providers, or starting from scratch, we can help you secure comprehensive protection at a competitive rate.

Contact us today for a free, no-obligation quote and risk review.