Business Van Finance

Flexible funding options to purchase or lease vans for your business needs

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What Is Business Van Finance?

Business van finance enables companies, sole traders, and self-employed professionals to acquire vans or commercial vehicles without the need for large upfront payments. Whether you're looking to own the vehicle or lease it over time, van finance offers a cost-effective, tax-efficient way to keep your business moving.

At The Funding Group, we arrange tailored van finance solutions that support your operational and financial goals — with quick decisions, competitive rates, and minimal paperwork.

Types of Business Van Finance

We offer a variety of finance options to suit your cash flow, business model, and long-term needs:

Hire Purchase (HP)

  • Spread the cost of the van over fixed monthly instalments

  • You own the van outright after the final payment

  • Ideal for businesses planning to keep the vehicle long-term

Finance Lease

  • Use the van for an agreed period and pay monthly rentals

  • Option to continue using it for a nominal fee or sell it and retain part of the proceeds

  • Suitable for businesses looking for flexibility

Business Contract Hire (BCH)

  • Long-term lease with no ownership at the end

  • Fixed monthly payments, with optional maintenance packages

  • Perfect for VAT-registered businesses that want predictability and minimal hassle

Van Refinance

  • Release equity from an existing van

  • Improve cash flow or reduce monthly costs

  • Helps businesses restructure finance on better terms

Typical Terms & Key Features

  • Finance Amount: £5,000 to £500,000+

  • Term Length: 12 to 60 months

  • Deposit: From 0% (subject to credit profile)

  • Eligible Vehicles: New and used vans, LCVs, pickups, and specialist commercial vehicles

  • Interest: Fixed or variable rates, often tax-deductible

  • Ownership Options: Lease or purchase outright

We work with a wide range of van finance lenders across the UK — from high-street banks to specialist funders — to find the best solution for your business.

Who Can Use Business Van Finance?

Van finance is available to businesses of all sizes and types, including:

  • Limited companies and LLPs

  • Sole traders and partnerships

  • Startups and new businesses

  • Self-employed contractors

  • Tradespeople (plumbers, electricians, builders)

  • Couriers and delivery firms

  • Fleet operators

Even if you're newly trading or have less-than-perfect credit, we may still be able to help.

Benefits of Business Van Finance

  • Protect your cash flow by avoiding large upfront costs

  • Flexible terms to match your cash cycle and growth plans

  • Tax benefits, including VAT reclaims and capital allowances

  • Access higher-spec vehicles than paying outright

  • Upgrade regularly with leasing options

  • Quick decisions and a simple application process

Business van finance allows you to grow your operations without stretching resources — helping you focus on delivering results.

Need a Van for Your Business?

Whether you're purchasing a single van or building a fleet, The Funding Group offers a fast, flexible, and professional approach to business van finance.

Get a free quote today and speak to one of our commercial vehicle finance experts.