Farms/ Agriculture

Specialist funding solutions for UK farmers, agricultural businesses, and rural enterprises

What Is Farm & Agriculture Finance?

Farm and agriculture finance provides tailored funding for farming operations, agribusinesses, and rural enterprises across the UK. Whether you're investing in machinery, livestock, land, infrastructure, or diversifying into agri-tourism or renewables, we offer access to the capital you need to grow and sustain your business.

At The Funding Group, we understand the seasonal cycles, asset-heavy nature, and cash flow challenges of the agricultural sector—and we work with lenders who do too.

Types of Finance for Farming & Agriculture

We offer a wide range of funding options designed specifically for the farming community:

Equipment & Machinery Finance

Spread the cost of tractors, combines, balers, irrigation systems, and other essential farming machinery.

Livestock Finance

Finance the purchase or replenishment of herds, flocks, or specialist breeding stock.

Working Capital Loans

Manage cash flow between harvests or subsidies and support operational costs.

Land & Property Finance

Finance for buying additional farmland, buildings, or refinancing existing land.

Diversification Loans

Support for farm diversification projects such as glamping, farm shops, renewable energy, or equestrian facilities.

Asset Refinance

Unlock capital tied up in farm machinery or property to reinvest in the business.

Typical Terms & Key Features

  • Loan amounts: £25,000 to £10 million+

  • Terms: 6 months to 25 years depending on asset and purpose

  • Rates: Competitive fixed and variable options

  • Security: Land, equipment, or property may be used as collateral

  • Turnaround: Fast approvals from lenders who understand rural business cycles

  • Eligible applicants: Family farms, limited companies, agricultural partnerships, and rural enterprises

Who Can Use Farm & Agriculture Finance?

We work with a wide range of agricultural and rural businesses, including:

  • Arable and livestock farms

  • Dairy and poultry producers

  • Agricultural contractors

  • Horticulture and viticulture businesses

  • Organic and regenerative farms

  • Agri-tech and renewable energy farms

  • Diversified rural enterprises (farm shops, campsites, etc.)

Benefits of Agricultural Finance

  • Invest in high-value equipment without large upfront payments

  • Bridge seasonal cash flow gaps with flexible working capital

  • Expand land holdings or facilities with tailored property finance

  • Diversify income streams and reduce risk through supported growth

  • Unlock value in existing assets to fund future investment

  • Access experienced agri-lenders who understand farming challenges

Why Choose The Funding Group?

At The Funding Group, we support British agriculture by connecting rural businesses with lenders who have deep knowledge of the farming industry. Our team provides honest advice and practical funding solutions built around your seasonal needs and long-term goals.