Hair/ Beauty/ Aesthetics

Funding solutions for your UK based beauty industry business

What Is Hair, Beauty & Aesthetics Business Finance?

Hair, beauty, and aesthetics business finance offers tailored funding to salons, spas, clinics, and freelance professionals in the beauty sector. Whether you’re looking to refurbish your salon, invest in new equipment, expand your service offerings, or manage cash flow, the right finance solution can support your growth and day-to-day operations.

At The Funding Group, we understand the unique challenges beauty businesses face, including seasonality, equipment costs, and customer retention. We work with lenders who specialise in flexible, sector-specific finance for the beauty and aesthetics industry.

Types of Finance for Hair, Beauty & Aesthetics Businesses

Our funding solutions include:

Working Capital Loans

Cover operating costs such as staff wages, rent, product inventory, and marketing.

Equipment & Fit-Out Finance

Spread the cost of salon chairs, lasers, treatment beds, and beauty technology.

Business Acquisition Loans

Finance to buy or merge with other beauty or aesthetics businesses.

Invoice Finance

Access immediate cash from outstanding invoices or client payments.

Expansion & Refurbishment Loans

Fund salon renovations or new branch openings.

Refinance & Debt Consolidation

Restructure existing debt for better terms and improved cash flow.

Typical Terms & Key Features

  • Loan amounts: £10,000 to £3 million+

  • Terms: 6 months to 10 years depending on finance type

  • Rates: Competitive fixed and variable interest rates

  • Security: Secured and unsecured options available

  • Turnaround: Fast decisions and quick access to funds

  • Suitable for: Sole traders, limited companies, partnerships, and franchises

Who Can Use Hair, Beauty & Aesthetics Business Finance?

Our finance solutions serve:

  • Hair salons and barbershops

  • Beauty and skincare clinics

  • Medical aesthetics and cosmetic treatment providers

  • Nail salons and spas

  • Freelance beauty professionals

  • Franchise and multi-location beauty businesses

Benefits of Hair, Beauty & Aesthetics Business Finance

  • Manage cash flow during seasonal peaks and troughs

  • Invest in new equipment and technology to offer the latest treatments

  • Support expansion and refurbishment projects to attract more clients

  • Finance business acquisitions to grow your client base

  • Flexible repayment terms aligned with business cycles

  • Restructure existing debt to improve financial stability

Why Choose The Funding Group?

At The Funding Group, we specialise in funding solutions tailored for the hair, beauty, and aesthetics sector. Our expert advisers connect you with lenders who understand your business’s unique needs.