Gyms/ Health Club Businesses

Funding solutions for gyms, health clubs, and wellness centres across the UK

What Is Gyms & Health Clubs Finance?

Gyms and health clubs finance offers bespoke funding to support independent gyms, health clubs, wellness centres, and fitness facilities. Whether you’re looking to invest in new equipment, refurbish your space, expand your services, or manage day-to-day cash flow, the right finance solution can help your business thrive in a competitive market.

At The Funding Group, we understand the unique challenges faced by gyms and health clubs. We work with lenders who specialise in providing flexible finance options tailored to the health and fitness sector.

Types of Finance for Gyms & Health Clubs

Our funding solutions include:

Equipment Finance

Spread the cost of cardio machines, weights, fitness tech, and gym equipment.

Working Capital Loans

Support operating expenses such as staff salaries, rent, utilities, and marketing.

Business Acquisition Loans

Finance to purchase or merge with other gyms or health clubs.

Expansion & Refurbishment Loans

Fund refurbishments, new facility openings, or upgrades to your health club.

Invoice Finance

Access cash tied up in unpaid memberships or invoices.

Refinance & Debt Consolidation

Restructure existing debt to improve repayments and cash flow.

Typical Terms & Key Features

  • Loan amounts: £20,000 to £5 million+

  • Terms: 6 months to 10 years depending on finance type

  • Rates: Competitive fixed and variable interest rates

  • Security: Secured and unsecured options available

  • Turnaround: Quick decisions with funding often provided within days

  • Suitable for: Sole traders, limited companies, partnerships, and franchises

Who Can Use Gyms & Health Clubs Finance?

Our finance options serve:

  • Independent gyms and health clubs

  • Boutique wellness centres (yoga, Pilates, spin, etc.)

  • Rehabilitation and therapy clinics

  • Personal trainers and fitness professionals

  • Multi-location operators and franchisees

  • Start-ups and established health & fitness businesses

Benefits of Gyms & Health Clubs Finance

  • Upgrade equipment to offer the latest fitness technology and attract clients

  • Support refurbishments and expansions to improve member experience

  • Manage cash flow during seasonal or membership fluctuations

  • Fund acquisitions to grow your business and market share

  • Flexible repayment terms tailored to your business cycles

  • Consolidate existing debts for better financial health

Why Choose The Funding Group?

At The Funding Group, we specialise in finance solutions for gyms and health clubs. Our expert advisers connect you with lenders who understand the health and fitness industry’s needs.