Dental/Medical Practices

Specialist funding for UK dentists, doctors, and private practice owners

What Is Dental & Medical Practice Finance?

Dental and medical practice finance refers to a wide range of funding solutions tailored to healthcare professionals running or acquiring a private or NHS-backed practice. Whether you're buying into a practice, acquiring new premises, upgrading your equipment, or improving cash flow, we help you secure the right funding to grow with confidence.

At The Funding Group, we work with lenders who understand the healthcare sector — including the NHS contract system, GDC/GMC registration, and the long-term value of patient goodwill. We support dentists, GPs, specialists, and private medical professionals throughout the UK.

Types of Practice Finance We Offer

Practice Acquisition Loans

Finance to purchase a dental, GP, or private medical practice, either as a sole owner or as part of a partnership.

Partner Buy-In / Buy-Out Finance

Facilitating partner changes, equity splits, and succession planning with minimal disruption.

Start-Up Practice Loans

Support for new private practices or practitioners launching independently after NHS employment.

Practice Refinance

Refinance existing debt or consolidate multiple loans into a more manageable structure.

Fit-Out & Refurbishment Loans

Upgrade your surgery, waiting areas, or clinical equipment with tailored improvement finance.

Equipment & Asset Finance

Spread the cost of chairs, imaging equipment, software, scanners, and IT systems.

Working Capital Finance

Short-term loans to manage cash flow, tax liabilities, insurance renewals, or staffing needs.

Typical Terms & Key Features

  • Loan amounts: £25,000 to £5 million+

  • Terms: 1 to 15 years depending on purpose

  • Rates: Fixed or variable, highly competitive

  • Security: Secured and unsecured options available

  • Approval speed: Indicative offers in 48 hours; funds in days

  • Suitable for: Sole traders, partnerships, limited companies, and LLPs

We work with both NHS-contracted and fully private practices across the UK.

Who Can Use Practice Finance?

Our funding is available to:

  • Dentists (private or mixed practice)

  • Doctors and GP partners

  • Surgeons and medical specialists

  • Locums or associates buying into an existing clinic

  • Private health clinics or aesthetic providers

  • Physiotherapy, osteopathy, or other regulated practices

  • Multi-practice operators expanding their networks

Benefits of Practice Finance

  • Accelerate growth through acquisition or refurbishment

  • Preserve working capital while investing in high-cost equipment

  • Increase patient satisfaction with improved premises and services

  • Improve cash flow during seasonal changes or NHS delays

  • Support practice succession or bring in new partners

  • Benefit from tailored terms with specialist healthcare lenders

Why Choose The Funding Group?

With deep expertise in healthcare funding and access to over 100 specialist UK lenders, we are the trusted partner for medical professionals across the country.