Food Production/ Wholesale

What Is Food Production & Wholesale Finance?

Food production and wholesale finance provides specialised funding to support manufacturers, processors, and wholesalers in the food industry. Whether you need capital to invest in machinery, manage inventory, expand distribution, or improve cash flow, the right finance solution can help your business grow and operate efficiently.

At The Funding Group, we understand the complexities of food production and wholesale, including strict regulatory requirements and seasonal demand. We work with lenders who offer tailored funding solutions designed for this dynamic sector.

Types of Finance for Food Production & Wholesale

Our finance options include:

Equipment Finance

Spread the cost of production machinery, packaging equipment, and refrigeration units.

Working Capital Loans

Support day-to-day expenses such as raw materials, staffing, transport, and marketing.

Business Acquisition Finance

Finance to acquire existing food production or wholesale businesses.

Invoice Finance

Access cash tied up in unpaid invoices from retailers, distributors, or clients.

Expansion & Refurbishment Loans

Fund facility upgrades, new production lines, or warehouse expansions.

Refinance & Debt Consolidation

Restructure existing debts to improve repayments and cash flow.

Typical Terms & Key Features

• Loan amounts: £25,000 to £10 million+

• Terms: 6 months to 15 years depending on finance type

• Rates: Competitive fixed and variable interest rates

• Security: Secured and unsecured options available

• Turnaround: Quick decisions with fast access to funds

• Suitable for: Sole traders, partnerships, limited companies, and franchises

Who Can Use Food Production & Wholesale Finance?

Our funding solutions serve:

• Food manufacturers and processors

• Wholesalers and distributors

• Packaging and logistics companies

• Start-ups and established food production businesses

• Multi-site operations and franchises

Benefits of Food Production & Wholesale Finance

• Invest in new machinery to improve efficiency and output

• Manage inventory and supply chain costs with flexible working capital

• Expand production facilities or warehouse space to meet demand

• Fund acquisitions and business growth opportunities

• Improve cash flow by unlocking cash from outstanding invoices

• Flexible repayment terms suited to seasonal and operational cycles

Why Choose The Funding Group?

At The Funding Group, we specialise in finance solutions for food production and wholesale businesses. Our expert advisers connect you with lenders who understand the sector’s unique challenges.