Franchise Purchase

Smart funding solutions to buy, launch, or grow a franchise business

What Is Franchise Finance?

Franchise finance is a type of business funding that helps individuals or companies purchase and operate a franchise. Whether you’re buying into a well-known brand or expanding your existing franchise network, franchise funding is tailored to support the specific needs of franchisees.

It can be used to cover:

  • Initial franchise purchase or licence fees

  • Fit-out and setup costs

  • Working capital for early-stage operations

  • Equipment, vehicles, or premises

  • Multi-unit expansion or resale purchases

Franchise finance is typically structured around the strength of the brand, your business plan, and the projected income of the franchise unit.

Types of Franchise Finance

At The Funding Group, we work with specialist franchise lenders and mainstream banks to offer a full range of franchise funding solutions:

Franchise Start-Up Loans

Designed for first-time franchisees. Covers franchise fees, setup costs, and initial stock or marketing expenses.

Franchise Business Loans

Unsecured or secured loans to fund the purchase of an existing franchise business. Ideal for resales or experienced operators.

Asset Finance for Franchisees

Spread the cost of equipment, machinery, or vehicles required to run your franchise (e.g. catering, gym, transport businesses).

Working Capital Finance

Access funds to support operational costs in the early months of trading — such as staff, rent, or supplier payments.

Commercial Mortgages

Available for franchisees purchasing freehold premises or needing a business loan secured against property.

Refinance & Growth Capital

Release equity from your existing franchise location to fund expansion, refurbishment, or acquisition of new territories.

Typical Terms & Key Features

  • Loan Amounts: £25,000 to £2 million+

  • Terms: 1 to 7 years (longer for secured lending)

  • Interest: Fixed or variable depending on product type

  • Deposit: Often 10–30% of total project cost

  • Security: Unsecured or secured against property/assets

  • Approval Time: Term sheets within 48–72 hours; funds in as little as 1–2 weeks

We work with lenders who understand franchise models, offering competitive rates and flexible terms based on brand performance and your business plan.

Who Can Use Franchise Finance?

Franchise funding is available to:

  • First-time franchise buyers and entrepreneurs

  • Existing franchisees looking to expand

  • Investors buying into franchise resale opportunities

  • Individuals with limited prior business ownership experience

  • Franchisees with limited personal capital

  • UK-based or overseas nationals (subject to criteria)

Even if you don’t have a trading history or perfect credit, we can help structure a finance package around the franchise brand and your vision.

Benefits of Franchise Finance

  • Access well-known franchise brands with lower upfront capital

  • Low-risk entry into proven business models with franchisor support

  • Flexible funding options for both new launches and existing business purchases

  • Competitive rates from lenders who specialise in the franchise sector

  • Tailored support to match the setup costs and ongoing needs of your franchise

  • Ideal for growth through multi-site ownership or acquisitions

  • Fast approvals — ideal for time-sensitive franchise opportunities

We support franchisees in food & beverage, fitness, home services, care, retail, automotive, and more — helping them navigate funding from start to scale.

Ready to Finance a Franchise Purchase?

If you’re looking to buy into a franchise or grow your existing franchise portfolio, The Funding Group can help you access the funding you need.

Contact us today for a free consultation and tailored funding quote.