Why Use Auction Finance

Auction finance is a fast, flexible solution designed for buyers who need to complete within tight timeframes — typically 28 days or less. Whether you're a seasoned investor or a first-time buyer, bridging finance is ideal when:

• ✅ You’ve just won a property at auction and need to complete quickly

• ✅ Traditional mortgages can’t move fast enough

• ✅ The property is unmortgageable in its current condition

• ✅ You're buying below market value and need to act fast

• ✅ You want to refurb, flip, or let the property after purchase

At The Funding Group, we help clients across the UK secure auction finance with expert guidance and lightning-fast decisions — so you can buy with confidence, knowing the funding is in place.

Auction Finance Use Cases

We help investors, landlords, and developers secure bridging loans for:

• 🏚️ Buying uninhabitable or non-standard properties at auction

• 🔨 Refurbishing or converting auction wins before refinancing

• 📈 Capitalising on below-market-value deals with fast completions

• ⏳ Completing within 28 days to meet auction house deadlines

• 🧱 Bridging gaps between purchase and long-term buy-to-let or exit funding

Every auction purchase is unique — that’s why we tailor the lender, product, and structure around your specific timeline and exit strategy.

How We Work

At The Funding Group, we move fast — without cutting corners.

📞 Initial Chat (Same Day)
We assess your deal, confirm it's fundable, and explain the auction finance process clearly.

📄 Terms within 24 Hours
We shortlist lenders based on speed, rate, and flexibility — and get you terms fast.

🏡 Valuation & Legal Process
We coordinate with lenders, valuers, and solicitors to ensure the deal progresses smoothly and rapidly.

💷 Quick Completions
Most clients complete well within the 28-day auction deadline. Faster turnarounds are available.

We don’t just find you a loan — we manage everything end to end to make sure your purchase completes on time.

Buying at Auction? Move Fast with Confidence

We’re your auction finance partner — working with trusted UK lenders to fund your property purchases quickly and reliably.

✅ Fast answers
✅ Dedicated support
✅ Auction deals done properly

👉 Get a same-day quote or call us now on 08000 699 500

Auction Finance FAQs – Answered

How much can I borrow?
✅ Anywhere from £50,000 to £25 million+, depending on the property and your exit strategy.

Do I need to prove income?
✅Not usually — most auction loans focus on the property value and how you'll repay or refinance.

How long does the loan last?
✅Typically 3 to 12 months, with many clients refinancing or selling earlier. Early repayment is usually penalty-free.

What rates are available?
✅Rates start from 0.55% per month. Your rate depends on speed, experience, loan size, and risk profile.